Southern Illinois Money Savers

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Over the last three years I have been on this ever evolving journey and it is amazing when I look back and see how many things I have done to waste money.

Late fees have been my enemy more times than I can count.  Early on in our marriage I seemed to be always juggling and paying the bills at the last possible moment which always resulted in late fees.

This has actually been a struggle for me to quit waiting until the last second…but when you start to see $5 here and $10 there, multiplied by all your bills it really adds up.  All of that money I was wasting in late fees is much better used on something more important.

If you are like I was and find yourself always putting off the bills to the last minute possible only to be charged a fee, I highly recommend reworking your bill paying strategy.  It took me awhile to switch a few things around in my budget which allowed me to pay the bills in the time frame before a late fee would be assessed.

So do I ever fall back into my old late fee paying ways?  I must confess I just paid a $10 late fee on Tuesday.  However it was a small loan that I paid off in full that day so I will cut myself some slack. 

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